Have You Considered Grants or Benefits?
February 18, 2020
There are many options available to you if you are seeking some sort of assistance. Whether you’re looking to go back to school, start a business, or you need financial help with housing or paying your bills, government grants, benefits, and programs may be available to you to help in some form. Many people are unaware of the programs that may be available to them, but no matter what type of assistance you’re seeking, there could be a program dedicated to your needs.
Have you always wanted to start your own business? Even as you work a full or part time job, you may be able to start a business that eventually fulfills a dream you have had for a long time. Loans are easier to find, but grant money is available to those who want to start businesses. This can be free money that you don’t even have to repay. Visiting grants.gov is a great place to start if you’re looking to find information on Business Grants. If you are unable to find a business grant, another great program are business friendly grants through the Small Business Administration.
Benefits If You Become Unemployed
While the economy is strong right now, there are Americans out there who cannot find work. Perhaps you do not know the resources available to you. Help like unemployment insurance could be available. This could me money for you if you become unemployed; it’s also important to note that state to state, these programs can vary. Additionally, programs like job training and educational courses to help improve your skills could be available. Some other programs and benefits to consider could be Continued Health Coverage (also known as COBRA), Welfare Assistance, or Social Security Disability.
Student Financial Aid
If you or someone from your family is considering college, or going back to college, student financial aid is available. There are a variety of loans that students, or future students, can seek. These loans can come from a private source, a bank or credit union, or from the financial institution itself. If you’re looking for a more affordable option you may be eligible to receive a loan from the government.
If you have limited income, you are a senior, or you are a disabled person, the US Department of Housing and Urban Development may be a good resource for you. HUD, as it’s commonly known, can be a help for many people to find affordable housing. A local agency may be available to you, and that’s usually a good place to start. If you are a veteran of the United States Military, there may be programs available to you as well that can help you with rent and housing.
Help With Paying Your Bills
Programs such as Temporary Assistance for Needy Families, also known as TANF, can help with your housing bills, money for food, and even child care. Do you need help with your health or medical bills? Medicaid is a program for the income challenged, and it is a program that is both federal and state funded. CHIP, or the Chldren’s Health Insurance Program, is another resource to help you with your family’s medical bills. Visiting healthcare.gov is a great place to start if you need help with medical bills, or you want to learn about your insurance options. Regardless of what bills you may need help with, there may be a program designed for you.